Accountants for Sole Traders and the Self-Employed

Registration, tax returns and tax savings for drivers, freelancers, landlords, trades and CIS workers.

If you work for yourself, we make the tax side simple. Most of our clients are self-employed, from delivery and private-hire drivers to freelancers, tradespeople, landlords and online sellers. We register you with HMRC, keep your records straight, claim every expense you are allowed and file your tax return on time. You keep more of what you earn and never face a deadline alone.

Who we help

Whatever you do, we have got you covered

We look after self-employed people in all sorts of work. If you do not see your job below, it still counts, just ask us.

Driving and delivery

  • Uber and Bolt drivers
  • Deliveroo, Just Eat, Uber Eats riders
  • Amazon Flex drivers
  • Taxi and private-hire drivers
  • Couriers and van drivers

Trades and services

  • Builders and CIS subcontractors
  • Electricians and plumbers
  • Painters and decorators
  • Cleaners and gardeners
  • Hairdressers and beauticians

Freelance, digital and other

  • Freelancers and consultants
  • Designers, writers and developers
  • Online sellers (eBay, Etsy, Vinted)
  • Content creators and tutors
  • Landlords with rental income

Tax-free trading allowance on GOV.UK

Our services

Everything the self-employed need

Register you and get your UTR

New to self-employment? We register you with HMRC and sort your UTR.

Set up as a sole trader on GOV.UK

Self Assessment tax returns

Accurate returns filed on time, with your tax worked out clearly.

Claim every expense

We make sure you claim all your allowable costs, so you never overpay.

Bookkeeping

Simple record-keeping and cloud apps that suit people on the move.

VAT, if you need it

If your turnover passes £90,000, we handle registration and returns.

Drivers

Accountants for delivery and private-hire drivers

If you drive for Uber, Bolt, Deliveroo, Just Eat, Uber Eats or Amazon Flex, or as a taxi or private-hire driver, HMRC treats you as self-employed. That means registering and filing a Self Assessment. It is one of our most common jobs. We work out your profit from your earnings statements, claim your mileage and running costs properly, and make sure you do not pay a penny more tax than you need to. See our full Self Assessment service. See simplified expenses on GOV.UK

Landlords

Accountants for landlords

Renting out a property, or a room, usually means declaring the income to HMRC. We prepare landlord tax returns, claim your allowable costs and apply the mortgage interest rules correctly, so your return is right and your tax is as low as the law allows. If you also have self-employed income, we handle both on one return. See renting out a property on GOV.UK

CIS

CIS subcontractors and construction workers

If you work under the Construction Industry Scheme, tax is deducted from your pay before you receive it. When we prepare your Self Assessment, we set that CIS tax against your bill, and many of our construction clients receive a refund. We make sure you claim your tools, travel and other costs too. What subcontractors must do under CIS on GOV.UK

Expenses

What can you claim? Common allowable expenses

Claiming the right expenses is the simplest way to cut your tax bill. The list below is a guide; we check your exact situation.

ExpenseWhat it covers
Vehicle and mileageEither simplified mileage (45p per mile for the first 10,000 business miles, then 25p) or a share of your actual running costs
Phone and internetThe business-use share of your mobile, data and broadband
Working from homeA share of your home costs, or the simplified flat rate
Tools and equipmentItems you buy to do the work, from tools to a laptop
Platform and service feesCommission and fees taken by apps and platforms
Insurance and licencesBusiness insurance, and licences such as private-hire or trade cover
Clothing and safety gearProtective clothing and uniforms needed for the work

See expenses if you are self-employed on GOV.UK

Key deadlines

The dates you need to know

WhatWhen
Register for Self AssessmentBy 5 October after the end of the tax year you started
File a paper tax returnMidnight on 31 October
File an online tax returnMidnight on 31 January
Pay the tax you owe31 January (with payments on account also due 31 January and 31 July)

Self Assessment deadlines on GOV.UK

The tax year runs 6 April to 5 April. We are a year-round service, so come to us early and avoid the January rush.

Making Tax Digital

Big change coming: Making Tax Digital for Income Tax

This affects sole traders and landlords. HMRC is bringing in Making Tax Digital (MTD) for Income Tax. Instead of one tax return a year, you will keep digital records and send updates every quarter using compatible software. It is being phased in by income level:

  • From April 2026: if your self-employment or property income is over £50,000
  • From April 2027: if it is over £30,000
  • From April 2028: if it is over £20,000

We will get you ready, set up the right software and handle your quarterly updates, so the change is painless.

Check if you need MTD for Income Tax on GOV.UK

Tax explained

How tax works when you are self-employed

You pay Income Tax on your profit, which is your income minus your allowable expenses. You may also pay Class 4 National Insurance on your profit. Class 2 National Insurance is no longer required for most people, though you can still pay it voluntarily if your profit is low and you want to protect your State Pension. Rates and thresholds change each April, so we always use the current figures. You do not usually need to register or pay tax if your self-employed income is under the £1,000 trading allowance. Above that, you should register. See self-employed National Insurance rates on GOV.UK

Why choose us

Why the self-employed choose WPC Accountants

  • We speak plain English, no jargon and no lectures
  • Fixed fees agreed upfront, so you always know the cost
  • We claim every expense you are entitled to, so you keep more
  • Fast, even last-minute, filing when a deadline is close
  • A real person to call, all year round, not just in January
Pricing

Simple, fixed pricing

We charge a clear, fixed fee based on how complex your return is, so you know the cost before we start. Book a free consultation for a quote.

Book a free consultation

No obligation · Fixed fees · No hourly surprises

FAQ

Frequently asked questions

  • Yes. If you drive for Uber, Bolt, Deliveroo, Just Eat or Amazon Flex, HMRC treats you as self-employed. You register for Self Assessment and pay tax on your profit, which is your earnings minus your allowable costs like mileage. We handle the whole thing for you.
  • If your self-employed income is under £1,000 in a tax year (the trading allowance), you usually do not need to register or pay tax on it. Above that, you register and pay Income Tax on your profit, after your tax-free Personal Allowance and expenses. We work out exactly what you owe.
  • You usually need to file a Self Assessment if you earned more than £1,000 from self-employment, rented out property, or had other untaxed income. If you are not sure, we will check for you in a free consultation.
  • Common ones include mileage or vehicle costs, phone and internet, tools and equipment, working-from-home costs, platform fees, insurance and protective clothing. We review your work and claim everything you are entitled to.
  • For an online return, midnight on 31 January after the tax year ends. A paper return is due by 31 October, and you register by 5 October in your first year. Tax is due by 31 January, sometimes with a payment on account on 31 July.
  • Usually yes. Rental income above the £1,000 property allowance normally has to be declared. We prepare landlord tax returns, claim your allowable costs and apply the mortgage interest rules correctly.
  • Making Tax Digital for Income Tax means keeping digital records and sending HMRC quarterly updates. It applies to sole traders and landlords with income over £50,000 from April 2026, over £30,000 from April 2027 and over £20,000 from April 2028. We will get you ready in good time.
  • Absolutely. We register you as self-employed, sort your UTR and explain everything in plain English, then look after your first tax return and every one after it.
Get in touch

Get in touch

Ready to sort your tax, or just have a question? Contact our team and we will get back to you quickly.

Contact Details

Address

3rd Floor, 112-116 Whitechapel Road, London, E1 1JE

Office hours

Monday to Friday, 10:00 am to 6:30 pm

Send us a message